Regulations

MID Regulations are promulgated pursuant to statutory authority and have the force of law. They are filed with the Mississippi Secretary of State’s Office and are the topic of a public hearing before they go into effect. The regulations are available for viewing in Adobe Acrobat format.

Proposed Regulations

Rule 7.04, Miss. Admin. Code, Title 19, Part 5, Chapter7: Strengthen Mississippi Homes Program.
- MID will accept written comments regarding this proposed amended until 4:00 p.m., Tuesday, April 28, 2026.
19 Miss. Admin. Code, Part 1., Chapter 38: Filing Option to Expedite Form and Rate Review for All Life, Credit Life, Annuity, and Accident and Health Contracts.
- Written comments will be accepted through 4:00 p.m., Monday March 9, 2026.

19 Miss. Admin. Code, Part 3, Chapter 20: Association Self-Funded Health Benefit Plan Coverage Regulation.
- Written comments regarding this proposed filing will be accepted by MID until 4:00 p.m. CDT, Monday, August 31, 2026.

Adopted Regulations

The following regulations have been adopted by the Mississippi Insurance Department:

Part 101

19 Miss. Admin. Code, Part 101, Chapter 1: Rules and Regulations for Firefighter Minimum Standards Certification (MSCB-1). Effective January 6, 2022. (01/06/2022)

Part 1: General

19 Miss. Admin. Code, Part 1, Chapter 1: (F&C 37-1) Prohibition of “Twisting” Insurance Products
19 Miss. Admin. Code, Part 1, Chapter 2: (LA&H 52-1) Package Policies; Rebates, Prohibitions, Penalty. Effective December 3, 1952.
19 Miss. Admin. Code, Part 1, Chapter 3: (LA&H 53-1) Advertising restrictions. Effective October 19, 1953.
19 Miss. Admin. Code, Part 1, Chapter 4: (LA&H 57-1) Promotion of Stock Sales with Insurance Sales. Effective April 15, 1957.
19 Miss. Admin. Code, Part 1, Chapter 5: (F&C 60-1) Cancellation of Insurance as a Result of Agent Non-Payment. Effective July 15, 1960.
19 Miss. Admin. Code, Part 1, Chapter 6: (F&C 60-2) Free Insurance; Prohibition, Penalty. Effective August 26, 1960.
19 Miss. Admin. Code, Part 1, Chapter 7: (F&C 68-1) Manufacturers Output Policy. Effective January 1, 1969.
19 Miss. Admin. Code, Part 1, Chapter 8: (F&C 68-2) Difference in Conditions Insurance. Effective November 1, 1968.
19 Miss. Admin. Code, Part 1, Chapter 9: (F&C 73-1) Use of Investment Income in Ratemaking. Effective December 26, 1973.
19 Miss. Admin. Code, Part 1, Chapter 10: (LA&H 76-1) Sale of Trusteed Life, Health and Accident Insurance Group Accounts. Effective March 15, 1976.
19 Miss. Admin. Code, Part 1, Chapter 11: (79-001) Payment of Premium Checks to Insurance Company. Effective August 1, 1980.
19 Miss. Admin. Code, Part 1, Chapter 12: (81-SIS-3) Proxies, Consents and Authorizations of Domestic Stock Insurers (2.3 Mb)
19 Miss. Admin. Code, Part 1, Chapter 13: (83-1) Public Records Act as Same Is Interpreted By the Mississippi Insurance Department, As Amended. (see 83-1) Effective December 13, 2013. (11/13/2013)
19 Miss. Admin. Code, Part 1, Chapter 14: (87-101) Unfair Trade Practices – Discrimination on the Basis of Blindness or Partial Blindness
19 Miss. Admin. Code, Part 1, Chapter 15: (88-101) Rules of Practice and Procedure Before the Mississippi Insurance Department and State Fire Marshal’s Office.
19 Miss. Admin. Code, Part 1, Chapter 16: (88-105) Advertisements of Medicare Supplement Insurance With Interpretive Guidelines (1.8 Mb)
19 Miss. Admin. Code, Part 1, Chapter 17: (89-101) Guidelines To Be Followed When Lending Institutions Enter Into Agreements with Insurance Companies To Lease Space in Retail Areas
19 Miss. Admin. Code, Part 1, Chapter 18: (89-105) Regulation of Corporate Allocations with Respect to Credit Insurers and Certain Insurance Holding Companies and Bank Deposits. Effective April 1, 1990.
19 Miss. Admin. Code, Part 1, Chapter 19: (92-102) Life and Health Reinsurance Agreements (As Amended). Effective December 31, 1996.
19 Miss. Admin. Code, Part 1, Chapter 20: Insurance Holding Company Regulation with Reporting Forms and Instructions. Effective January 1, 2026. (12/31/2025)
19 Miss. Admin. Code, Part 1, Chapter 21: (94-104) Prescribing Form of Certificate of Contribution for Certain Assessments Paid to Mississippi Life and Health Insurance Guaranty Association and Approving Financial Statement Treatment of Such Certificate of Contribution. Effective December 31, 1994.
19 Miss. Admin. Code, Part 1, Chapter 22: Credit for Reinsurance. Amendment Effective January 1, 2021. (12/08/2020)
19 Miss. Admin. Code, Part 1, Chapter 23: (98-3) Guidelines for Sale of Insurance by Financial Institutions in the State of Mississippi. Effective March 31, 1999.
19 Miss. Admin. Code, Part 1, Chapter 24: Prescribing Mississippi Life and Health Insurance Guaranty Association Summary Document and Requiring Delivery of Summary Document to Policy or Contract Owner at Time of Delivery of Policy or Contract. Effective January 1, 2021. (12/16/2020)
19 Miss. Admin. Code, Part 1, Chapter 25: (2000-4) Guidelines for an Agent in Advancing an Insurance Premium for an Insured. Effective November 13, 2000.
19 Miss. Admin. Code, Part 1, Chapter 26: (2000-5) Compliance with Health Insurance Portability and Accountability Act of 1996. Effective November 23, 2000.
19 Miss. Admin. Code, Part 1, Chapter 27: (2000-7) Privacy of Personal Information (Gramm-Leach-Bliley Act). Filed November 15, 2000, Effective November 15, 2000.
19 Miss. Admin. Code, Part 1, Chapter 28: (2001-1) Privacy of Consumer Financial and Health Information Regulation. Amended June 26, 2018.
19 Miss. Admin. Code, Part 1, Chapter 29: (2001-2) Privacy of Personal Information (Gramm-Leach-Bliley Act). Effective June 29, 2001.
19 Miss. Admin. Code, Part 1, Chapter 30: (2002-2) Issuance of Limited Licenses to Motor Vehicle Rental Companies Permitting the Selling, Soliciting, or Negotiating of Insurance in Connection with Rental of Vehicles. Effective August 18, 2002.
19 Miss. Admin. Code, Part 1, Chapter 31: (2003-1) Use of Credit History and Insurance Scores for Determining Rates and Eligibility for Personal Insurance. Effective December 24, 2003.
19 Miss. Admin. Code, Part 1, Chapter 32 (2005-2) Special Mediation Program for Personal Lines Residential Insurance Claims Resulting from Hurricane Katrina. Effective March 1, 2006.
19 Miss. Admin. Code, Part 1, Chapter 33 (2006-4) Availability of Hurricane Katrina Special Mediation Program to Parties in Litigation. Effective date May 25, 2007. (5/2/2007)
19 Miss. Admin. Code, Part 1, Chapter 34 (2007-1) Policyholder Bill of Rights, as amended. Effective date March 13, 2009. (2/11/2009)
19 Miss. Admin. Code, Part 1, Chapter 35: (2007-3) Special Non-Binding Arbitration Program for Personal Lines Residential Insurance Claims Resulting from Hurricane Katrina. Effective October 22, 2007. (3/30/2007) (90 day extension filed 7/27/2007)
19 Miss. Admin. Code, Part 1, Chapter 36: (2007-4) Licensure and Regulation of Public Adjusters. Effective July 1, 2025. (5/11/2007)
19 Miss. Admin. Code., Part 1, Chapter 37: (2008-1) Regulation to set forth standards to protect service members of the United States Armed Forces from dishonest and predatory insurance sales practices. Effective July 1, 2008.
19 Miss. Admin. Code, Part 1, Chapter 38: (2008-2) Filing Option to Expedite Form and Rate Review for All Life, Credit Life, Annuity, and Accident and Health Contracts. Amendment Effective September 7, 2022. (08/08/2022)
19 Miss. Admin. Code, Part 1, Chapter 39: (2009-2) Define Standards and Commissioner’s Authority for Companies Deemed to be in Hazardous Financial Condition. Effective August 1, 2009. (7/2/2009)
19 Miss. Admin. Code, Part 1, Chapter 40: (2011-1) Establishment of Insurer Safety Programs. Effective April 23, 2011. (3/25/2011)
19 Miss. Admin. Code, Part 1, Chapter 41: Named Storm Deductible and Hurricane Deductible. Effective July 1, 2014. (6/30/2014)
19 Miss. Admin. Code, Part 1, Chapter 42: Non-Admitted Policy Fee Account Regulation. Effective July 1, 2018. (06/08/2018)
19 Miss. Admin. Code, Part 1, Chapter 43 : Corporate Governance Annual Disclosure Regulation (10/16/2019)
19 Miss. Admin. Code, Part 1, Chapter 44: Administrative Hearing Procedures Specific to COVID-19 (TEMPORARY). Effective July 24, 2020. (7/24/2020)
19 Miss. Admin. Code, Part 1, Chapter 44: Administrative Hearing Procedures Specific to COVID-19. Effective January 06, 2020. (12/07/2020)
19 Miss. Admin. Code, Part 1, Chapter 45: Insurance Flexible Rating System Regulation. Effective October 02, 2021. (09/02/2021)

Part 2: Life

19 Miss. Admin. Code, Part 2, Chapter 1: (LA&H 67-1) Special Policies. Effective November 1, 1967.
19 Miss. Admin. Code, Part 2, Chapter 2: (LA&H 73-3) Companies and Agents Offering Life Insurance Plans to College Students Under a Premium Financing Arrangement. Effective September 1, 1973.
19 Miss. Admin. Code, Part 2, Chapter 3: (LA&H 73-5) Minimum Burial Rate Schedule (and Supplement). Effective November 6, 1973.
19 Miss. Admin. Code, Part 2, Chapter 4: (LA&H 78-2) Variable Contract Regulations. Effective July 1, 1978.
19 Miss. Admin. Code, Part 2, Chapter 5: (84-101) Variable Life Insurance (1.7 Mb). Effective July 1, 1984.
19 Miss. Admin. Code, Part 2, Chapter 6: (84-103) Permitting the Use of the Same Minimum Non-forfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables (Mixed Gender Mortality Tables). Effective September 12, 1984.
19 Miss. Admin. Code, Part 2, Chapter 7: (84-104) Mississippi’s Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits
19 Miss. Admin. Code, Part 2, Chapter 8: (84-105) Recognizing Certain 1983 Mortality Tables To Be Used When Determining the Minimum Standard of Valuation for Annuity and Pure Endowment Contracts
19 Miss. Admin. Code, Part 2, Chapter 9: (84-106) Universal Life Regulation
19 Miss. Admin. Code, Part 2, Chapter 10: (89-102) Regulation of Certain Payments with Respect to Credit Life and Credit Disability Insurance. Effective July 1, 1989.
19 Miss. Admin. Code, Part 2, Chapter 11: Credit Life and Credit Disability Experience Refunds. Effective December 25, 2014. (11/25/2014)
19 Miss. Admin. Code, Part 2, Chapter 12: (94-103) Credit Life and Credit Accident and Health Insurance. Effective March 1, 1995.
19 Miss. Admin. Code, Part 2, Chapter 13: (98-2) Life Insurance Model Illustrations (Issued November 12, 1998 – Effective July 1, 1999)
19 Miss. Admin. Code, Part 2, Chapter 14: (99-2) Life Insurance and Annuities Replacement Regulation (As Amended). Effective January 19, 2010.
19 Miss. Admin. Code, Part 2, Chapter 15: (2000-1) Viatical Settlements Regulation. Effective August 1, 2000.
19 Miss. Admin. Code, Part 2, Chapter 16: (2004-1) Recognition of the 2001 CSO Mortality Table for use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits. Effective August 1, 2004
19 Miss. Admin. Code, Part 2, Chapter 17: (2008-3) Actuarial Opinion and Memorandum. Effective December 31, 2008. (10/30/2008)
19 Miss. Admin. Code, Part 2, Chapter 18: Suitability In Annuity Transactions Model Regulation. Effective January 1, 2022. (11/16/2021)
19 Miss. Admin. Code, Part 2, Chapter 19: Valuation of Life Insurance Policies Regulation. Effective August 28, 2022. (07/29/2022)
19 Miss. Admin. Code, Part 2, Chapter 20: Term and Universal Life Insurance Reserve Financing Model Regulation. Effective September 7, 2022. (08/08/2022)

Part 3: Accident and Health

19 Miss. Admin. Code , Part 3, Chapter 1: (LAH 57-2) Payment of Health, Accident & Hospitalization Premium to Company or State Agency. Effective November 15, 1957.
19 Miss. Admin. Code , Part 3, Chapter 2: (LA&H 62-2) Health and Accident Payment of Claims. Effective November 8, 1962.
19 Miss. Admin. Code , Part 3, Chapter 3: (LA&H 62-1) Clarification of “Non-Cancelable” and “Guaranteed Renewable”. Effective July 24, 1962.
19 Miss. Admin. Code , Part 3, Chapter 4: Accident and Health Insurance Policies, Rates and Other Endorsement Filings, As Amended. Effective January 1, 2021. (11/10/2020)
19 Miss. Admin. Code , Part 3, Chapter 5: (LA&H 74-3) Advertisement of Accident and Health Insurance. Effective January 1, 1975.
19 Miss. Admin. Code , Part 3, Chapter 6: (86-102) Credit Life and Credit Disability
19 Miss. Admin. Code , Part 3, Chapter 7: (88-102) Coordinating or Integrating Accident and Health Insurance Benefits
19 Miss. Admin. Code , Part 3, Chapter 8: (90-102) Long-Term Care Insurance Regulation (1.8 Mb)
19 Miss. Admin. Code , Part 3, Chapter 9: (94-101) Requiring Notification of Coverage Offered By Comprehensive Health Insurance Risk Pool Association Upon Rejection of Application for Coverage.
19 Miss. Admin. Code, Part 3, Chapter 10 : Regulation to Implement the Medicare Supplement Insurance Minimum Standards Model Act, As Amended. Effective 01/01/20. (10/17/2019)
19 Miss. Admin. Code , Part 3, Chapter 11: (98-1) Health Care Professional Credentialing Verification (As Amended)
19 Miss. Admin. Code , Part 3, Chapter 12: (2000-2) Newborns’ and Mothers’ Health Protection. Effective August 24, 2000.
19 Miss. Admin. Code , Part 3, Chapter 13: (2000-3) Women’s Health and Cancer Rights. Effective August 24, 2000.
19 Miss. Admin. Code, Part 3, Chapter 14: Managed Care Plan Network Adequacy. Effective August 9, 2024 (08/09/2024)
19 Miss. Admin. Code, Part 3, Chapter 15: Mississippi Health Carrier External Review Regulation (1/25/2012)
19 Miss. Admin. Code, Part 3, Chapter 16: Form and Manner of Notices When Renewing a Product in the Individual Market. Effective 4/23/15. (3/23/2015)
19 Miss. Admin. Code, Part 3, Chapter 17: Large Group Health Insurance Claims Data Reporting. Effective January 1, 2021 (11/10/2020)
19 Miss. Admin. Code, Part 3, Chapter 18: Managed Care Plan Certification. Effective August 9, 2024 (08/09/2024)
19 Miss. Admin. Code , Part 3, Chapter 19: Minimum Standards for Utilization Review Agents Regulation. Effective January 1, 2025 (01/02/2025)

Part 4: Auto

19 Miss. Admin. Code, Part 4, Chapter 1: (A 79-1) Automobile Club Service Contracts Pursuant to the Provisions of Miss. Code Ann. §§ 81-11-201 through 83-11-247. Effective February 12, 1979.
19 Miss. Admin. Code, Part 4, Chapter 2: Non-Stacking Uninsured Motorist Insurance Coverage. Effective July 1, 2013. (7/1/2013)
19 Miss. Admin. Code, Part 4, Chapter 3: Mississippi Automobile Insurance Plan. Effective May 12, 2022. (04/12/2022)
19 Miss. Admin. Code, Part 4, Chapter 4: Regulation of Vehicle Service Contracts. Effective August 16, 2017. (07/18/2017)

Part 5: Non-Auto P&C

19 Miss. Admin. Code, Part 5, Chapter 1: (F&C 61-1) Fire and Casualty Agent License Suspension. Effective June 15, 1961.
19 Miss. Admin. Code, Part 5, Chapter 2: (FR 68-1) Filing Regulations (1.3 Mb). Effective January 1, 1969.
19 Miss. Admin. Code, Part 5, Chapter 3: (2006-2) Insurers to Inform Policyholders of Flood and Earthquake Exclusions in Homeowners and/or Windstorm Residential Policies. Effective August 14, 2006.
19 Miss. Admin. Code, Part 5, Chapter 4: (2007-2) Mississippi workers’ compensation assigned risk plan and the Mississippi workers’ compensation assigned risk pool. The effective date of this Regulation is May 7, 2007
19 Miss. Admin. Code, Part 5, Chapter 5: (2009-1) General Property and Casualty Binders, Certificates of Insurance or Indemnity Agreements. Effective March 24, 2009. (5/18/2009)
19 Miss. Admin. Code, Part 5, Chapter 6: Pet Insurance Regulation. Effective January 1, 2024. (08/02/2023)
19 Miss. Admin. Code, Part 5, Chapter 7: Strengthen Mississippi Homes Program. Effective June 2, 2025 (11/18/2025)

Part 6: Agents

19 Miss. Admin. Code, Part 6, Chapter 1: (F&C 61-2) Fire and Casualty Agent License Suspension. Effective June 15, 1961.
19 Miss. Admin. Code, Part 6, Chapter 2: (F&C 71-1) Agent’s Commissions; Countersignature, Incorporated Agencies. Effective December 31, 1971.
19 Miss. Admin. Code, Part 6, Chapter 3: (LA&H 73-2) Temporary Agents for Industrial Life, Health and Accident Coverage . Effective July 1, 1973.
19 Miss. Admin. Code, Part 6, Chapter 4: (LA&H 74-2) Unlawful Participation of Unlicensed Persons in the Life, Health and Accident Insurance Business. Effective November 1, 1974.
19 Miss. Admin. Code, Part 6, Chapter 5: (85-101) Special Permanent License for Industrial Life, Health and Accident Insurance. Effective December 1, 1985.
19 Miss. Admin. Code, Part 6, Chapter 7: (95-101) Regulation Regarding Professional Bail Agent’s Fines and Penalties

Part 7: Fire Marshal’s Office

19 Miss. Admin. Code, Part 7, Chapter 1: Mississippi Electronic Protection Licensing Act Rules and Regulation. Effective September 1, 2024. (7/26/2024)
19 Miss. Admin. Code, Part 7, Chapter 2: (2006-3) Rules and Regulations to Assist County Fire Coordinators in Defining and Prescribing Those Persons who may Qualify for the Tax Credit Under Senate Bill 2021 as Active Service Volunteer Fire Fighters. Effective date July 1, 2006.
19 Miss. Admin. Code, Part 7, Chapter 3: Rules And Regulations For The Uniform Standards Code For The Factory Built Homes Law As Related To Modular Homes. Effective July 1, 2026. (05/22/2026)
19 Miss. Admin. Code, Part 7, Chapter 4: Bonding and Insurance Requirements for Manufacturers, Modular Contractors, Developers, Retailers, and Transporters or Installers of Manufactured Homes. Effective July 1, 2026. (05/22/2026)
19 Miss. Admin. Code, Part 7, Chapter 5: (MH-5) Uniform Standards Code For Factory-Built Homes Law. Effective July 1, 2026. (05/22/2026)
Repealed Regulation: 19 Miss. Admin. Code, Part 7, Chapter 6: Manufactured Home Installation Inspection Program. Effective January 1, 2015. (12/1/2014)
19 Miss. Admin. Code, Part 7, Chapter 7: Rules and Regulations for the Mississippi Fire Prevention Code. Effective January 1, 2025. (08/20/2024)
19 Miss. Admin. Code, Part 7, Chapter 8: General L.C. Gas Regulations. Effective August 26, 2012.
19 Miss. Admin. Code, Part 7, Chapter 9: Handling of Liquefied Compressed Gas Containers. Effective July 3, 2026. (06/03/2026)
19 Miss. Admin. Code, Part 7, Chapter 10: Rules Regarding the Mississippi Fire Standard and Firefighter Protection Act. Effective March 22, 2014. (3/19/2014)
19 Miss. Admin. Code, Part 7, Chapter 11: Notification Requirements Involving Ownership and Employee Changes. Effective November 23, 2017. (10/24/2017)
19 Miss. Admin. Code, Part 7, Chapter 12: Rules of Practice and Procedures Before the State Liquefied Compressed Gas Board. Effective October 31, 2018. (10/02/2018)
19 Miss. Admin. Code, Part 7, Chapter 13 : Amendment of NFPA Standards Regarding the Use and Display of Nameplates on Stationary Liquefied Compressed Gas Containers (06/14/2019)
19 Miss. Admin. Code, Part 7, Chapter 14: Rules and Regulations for License Compressed Gas Installation and Repair: Leak Check Procedures and Requirements; Permitting Procedures. Effective July 1, 2021 (03/23/2021)
19 Miss. Admin. Code, Part 7, Chapter 15: First Responder Health and Safety Act Claims Procedures. Effective January 1, 2024
19 Miss. Admin. Code, Part 7, Chapter 16: Testing of Liquefied Petroleum Gas Piping in School Facilities. Effective August 9, 2026. (07/10/2026)

Part 8: Safety Conveyances

19 Miss. Admin. Code, Part 8, Chapter 1: Rules Regarding the Mississippi Conveyance Safety Act. Effective October 12, 2022. (09/12/2022)

Part 9: Automobile and Ride Sharing

19 Miss. Admin. Code, Part 9, Chapter 1: Transportation Network Company Law. Effective October 1, 2016. (09/19/2016)
19 Miss. Admin. Code, Part 9, Chapter 2: Peer-to-Peer Car Sharing Program Rules and Regulations. Effective January 18, 2025. (09/11/2024)