Life Insurance Policy Locator Service

Mississippi Insurance Department Life Policy Locator service assists Mississippi residents, and the families of deceased Mississippi residents, in locating lost insurance policies that were purchased in the state. The search identifies the existence of any life insurance policies or annuity contracts that were purchased in Mississippi and issued on the life of or owned by, a deceased person. Executors, legal representatives, or members of the deceased person’s immediate family may file a search request with the Department. To begin the search process, click the link below to complete the request form.

About The Process

  • The Department will forward search requests and supporting documentation to Mississippi-licensed life insurance companies within 30 business days of submission.
  • If an insurance company has information about an in-force individual insurance policy on the life of the deceased person or an individual annuity contract where the deceased person is an annuitant, the insurer is required to take action to administer the policy and/or contract according to its terms. If any money is to be paid to a beneficiary, the insurance company will contact the beneficiary directly.
  • Under these scenarios, insurers are to communicate with the requestor (if authorized to receive the information) no later than 30 business days from the date of being given notice of the request by the Department.

Please understand that federal and state privacy laws limit the persons to whom an insurance company can provide information about a policy or annuity. Therefore, unless you are a beneficiary or an authorized representative, such as the executor of the deceased’s estate, you will not be contacted regarding a policy or contract that relates to your request. Please note that the insurer may ask you for additional information to process your request.

Click here to submit a request

Should you have any questions or comments, please direct them to:

Mississippi Insurance Department
P.O. Box 79
Jackson, MS 39205-0079