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Official Website of the Mississippi Insurance Department
  • Consumers
    • Understanding Premiums and Rates in MississippiQuestions and answers about premiums and rates in Mississippi.
    • Auto InsuranceState law requirements, shopping tips, lowering costs, filing a claim, and more.
    • Company InformationRating services, market share reports, and examination reports.
    • Consumer AlertsIssued by the Mississippi Insurance Department to inform consumers of dangers, threats, and problems.
    • Consumer ResourcesHelpful insurance-related resources for consumers.
    • Fight Insurance FraudHow fraud affects you, agent fraud schemes, fraudulent claims, fraud against seniors, business insurance fraud, reporting insurance fraud, and more.
    • File a ComplaintFile online complaints, download complaint forms, where to submit complaints, required information when submitting complaints, and more.
    • Health InsuranceInsurance types, purchasing tips, lowering premiums, complaint procedures, managed care plans, and more.
    • Homeowner’s InsuranceCoverage types, purchasing the right coverage, lowering costs, flood insurance, filing claims, making a home inventory, and more.
    • Life Insurance and AnnuitiesPurchasing the right coverage and amount, viatical settlements, purchasing annuities, detecting deceptive sales practices, and more.
    • Life Insurance Policy Locator ServiceNAIC Life Insurance Policy Locator Service page assists consumers in locating life insurance policies and annuity contracts of a deceased family member or close relationship.
    • Long-Term Care InsuranceLong-term Care Insurance explanation, the benefits, exclusions, providers, and more.
    • Make a Public Record RequestThe MID Public Access Information page contains commonly requested information and resources maintained by the Mississippi Insurance Department.
    • Request AssistanceHow to request assistance with insurance matters from the Mississippi Insurance Department.
  • Companies
    • Clarity Act/Market Analysis Data CallAnalysis of Premium & Loss data by Zip Code.
    • Company Annual Filing, Licensing, and Registration RequirementsAnnual Statement Filing Requirements, Company Licensing and Amendments, Registrations, and other reporting forms.
    • Company Licensing SearchSearch for licensed insurance companies by license number, NAIC number, and name. Download lists by authorized lines, license type, and licensed companies.
    • Company Rating ServicesMajor insurance company rating agencies, their internet links, and phone numbers.
    • Cybersecurity ReportSubmit data to the Mississippi Insurance Department about data breaches.
    • Document Submission Portal and Electronic State Invoice Payment Service for Company Invoice FeesProvides portals for Financial Filing Submissions, Electronic Payment and Contact Address.
    • Examination ReportsReports indicating companies’ compliance or non-compliance with Mississippi Insurance laws.
    • Life, Accident, and Health Form and Rate FilingState filing procedures and forms for life, accident, and health, annuity, and credit.
    • Market Share ReportsView insurance company market share reports by year.
    • Property and Casualty Company InformationProperty and Casualty Company Information Rate and form filing, monthly filing bulletins, workers compensation loss cost data, and the Online Form and Rate Filing Search.
    • Rehabilitation and LiquidationLists of insurance companies that are either in rehabilitation or liquidation.
    • Residual Market PlansView the “Markets of Last Resort” that are used when conventional insurance coverage cannot be obtained through standard markets.
  • Licensing
    • Licensing Homepage
    • Additional Licensing TypesCompany licensing, Elevator\Escalators Licensing, Factory-Built Homes Licensing, Electronic Protection Systems Licensing, Risk Retention Group, and Risk Purchasing Group.
    • Adjuster LicensingIndividual\Entity Adjuster licensing forms and fees, online services, letters of certification/change of address, notices, and more.
    • Bail Agent LicensingBail Agent prelicensing and licensing, fees, forms, renewals, frequently asked questions and more.
    • Entity LicensingEntity licensing forms and fees, online services notices, and more.
    • Licensing AppointmentsAppointments, renewals, terminations, company authorization of individuals to appoint/terminate, and more.
    • Licensing ExaminationsTesting centers, study material sources, and more. Pearson Vue will be administering the state insurance exams for producers, adjusters, and bail agents.
    • Licensing SearchLicensing searches for insurance companies, individuals and entities, elevator\escalators, factory-built homes, and electronic protection systems.
    • Licensing Updates Frequently Asked QuestionsLicense information, frequently asked questions, bulletins, and more.
    • Pre-Licensing and Continuing EducationForms, education providers, examinations, links, and more.
    • Private Utilization Review AgentsLicensing instructions and applications for Private Review Agents
    • Producer\Individual LicensingProducer\Individual licensing forms and fees, online services letters of certification\change of address, notices, and more.
  • Healthcare
    • AutismGet information related to health insurance claims for autism spectrum disorder.
    • Dental Loss Ratio ReportingInformation about Dental Loss Ratio Reporting and access to the workbook.
    • External ReviewHow to request an external review for an adverse determination of a claim.
    • GlossaryDefinitions for some of the more commonly used health insurance terms.
    • Health Care ArchivesArchived health care resources.
    • Health Care ReformHealth Insurance Individual Enrollment, SHOP Enrollment, agents and brokers, bulletins, frequently asked questions, and more.
    • MedicareInformation and resources for Medicare.
    • Prior Authorization Annual ReportsPrior Authorization Annual Reports from Health Insurances
    • Private Utilization Review AgentsLicensing instructions and applications for Private Review Agents
    • Rate Filing InformationRate Review process and documents, company assistance, frequently asked questions and more.
    • Telemedicine / TelehealthInformation about Telemedicine/Telehealth in Mississippi.
  • Legal
    • Attorney General’s OpinionsSearch for Mississippi Attorney General’s Opinions on insurance regulatory issues.
    • BulletinsView bulletins issued by the Mississippi Insurance Department.
    • Enforcement ActionsView enforcement actions issued by the Mississippi Insurance Department.
    • Legal ArchivesArchived legal information from the Mississippi Insurance Department Website
    • Mississippi CodeSearch Mississippi Code using the Secretary of State Unannotated Code Lookup.
    • Mississippi Insurance LegislationView legislative summaries, new insurance laws, and other legislative information.
    • Make a Public Records RequestThe MID Public Access Information page contains commonly requested information and resources maintained by the Mississippi Insurance Department.
    • RegulationsView regulations issued by the Mississippi Insurance Department.
  • Newsroom
    • EventsEvents related to the Mississippi Insurance Department and the insurance industry.
    • Press ReleasesPress releases issued by the Mississippi Insurance Department.
    • Press Release ArchivesArchived press releases issued by the Mississippi Insurance Department.
    • Request Commissioner ChaneyRequest the Commissioner attend/speak at an event or request a media interview with the Commissioner or member of MID Staff
    • Social MediaMississippi Insurance Department social media outlets.
  • Preparedness
    • Catastrophe Savings AccountA tax advantaged regular savings account or money market account for catastrophe losses or home self insurance.
    • Fire PreparednessFire safety, Family Escape Plans, smoke Alarms, Heating, Cooking, Grilling, Turkey Frying, Holiday Decorating, Fireworks and contact information.
    • Home PreparednessBuying a home, renters, accidents, vacations/traveling, spring cleaning, protecting pipes, tree trimming, and contact information.
    • Life Health PreparednessOff to college, getting married, growing family, Retirement and contact information.
    • MitigationMitigation information and resources.
    • Preparedness ArchivesArchived preparedness resources.
    • Vehicle PreparednessBuying a new car, accidents, teen drivers, avoiding deer, and contact information.
    • Weather Disaster PreparednessPreparedness Tips, Hurricanes, Tornadoes, Lightning, HailIce Storms, Flooding, Earthquakes, Recovery Tips and Contact Information.
  • Fire Services
    • Fire Services Development HomepageState Fire Coordinator, mission, forms, contact information, and more.
    • Fire Safety EducationFire Safety Education Officers, education and resources, Burn Injury Report, Civilian Fire Casualty Report, contact information, and more.
    • Fire Standard Compliant CigarettesFSCC Certification, how FSCC Cigarettes work, how retailers, wholesalers, manufacturers, and consumers are affected, resources, and more.
    • Incident Reporting ResourcesResource page with links to the Elite site, Training videos, and links to some NFIRS resources.
    • Length of Service Award Program (LOSAP)A benefit program created by the Mississippi Legislature to recognize and reward the dedicated service of volunteer firefighters.
    • News & EventsNews and Events related to the FIre Services Development.
  • Fire Marshal
    • State Fire Marshal Homepage
    • Building Plan Review RequestRequest to review plans for compliance with Mississippi Fire Prevention Codes.
    • Elevator\Escalator InspectionsLicensing for elevator contractors\limited elevator contractors, elevator inspectors, and elevator mechanics\limited elevator mechanics.
    • Factory Built HomesLicensing, forms, safety tips, contact information, and more.
    • Fire Code EnforcementDuties\Statutory Authority, Application for Special State/Local Inspector, Building Plan Review Request, Mississippi Fire Prevention Code, contact information, and more.
    • Fire InvestigationsDuties\Statutory Authority, Fire Damage Registry for Insurance Companies, Fire Information Request, Civilian Fire Casualty Report, contact information, and more.
    • Liquefied Compressed GasMission, laws and regulations, forms, State Liquefied Compressed Gas Board, PERC Fund, inspectors, contact information, and more.
    • Mississippi Electronic Protection SystemsRules and regulations, application and forms, Approved CEU Courses, Electronic Protection Systems Board, and contact information.
    • PyrotechnicsInstructions for obtaining a permit, permit application, and contact information.
    • State Fire Marshal Press ReleasesCurrent year press releases issued by the State Fire Marshal’s Office.
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2026-8

May 27, 2026 / Bulletins

Dental Loss Ratios for Dental Healthcare Service Plans (Issued May 27, 2026)

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The Mississippi Insurance Department
P.O. Box 79
Jackson, MS 39205

MID.MS.GOV

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