MID Regulations
MID Regulations are promulgated pursuant to statutory authority and have the force of law. They are filed with the Mississippi Secretary of State's Office and are the topic of a public hearing before they go into effect. Please refer to the MID website disclaimer before viewing regulations. The regulations are available below for viewing in the Adobe Acrobat format.
  • Proposed Amended Regulation: 19 Miss. Admin. Code, Part 1, Chapter 24: Prescribing Mississippi Life and Health Insurance Guaranty Association Summary Document and Requiring Delivery of Summary Document to Policy or Contract Owner at Time of Delivery of Policy or Contract. Effective May 15, 2014. (4/15/2014)
  • Proposed Regulation: 19 Miss. Admin. Code, Part 4 , Chapter 3: Rules Regarding Mississippi Automobile Assigned Risk Plan. Effective April 4, 2014. (3/11/2014)
  • 19 Miss. Admin. Code , Part 3, Chapter 14: Managed Care Plan Network Adequacy. Effective April 1, 2014. (3/3/2014)
  • 19 Miss. Admin. Code, Part 1, Chapter 15: Rules Regarding the Administrative Practice and Procedure before the Mississippi Insurance Department, As Amended. Effective January 2, 2014. (12/02/2013)
  • 19 Miss. Admin. Code, Part 1, Chapter 13: Public Records Act as Same Is Interpreted By the Mississippi Insurance Department, As Amended. (see 83-1) Effective December 13, 2013. (11/13/2013)
  • 19 Miss. Admin. Code, Part 8, Chapter 1: Rules Regarding the Mississippi Conveyance Safety Act. Effective July 1, 2013. (7/1/2013)
  • 19 Miss. Admin. Code, Part 4, Chapter 2: Non-Stacking Uninsured Motorist Insurance Coverage. Effective July 1, 2013. (7/1/2013)
  • 19 Miss. Admin. Code, Part 7, Chapter 11: Rules Regarding the Mississippi Fire Standard and Firefighter Protection Act. Effective March 22, 2014. (3/19/2014)
  • 19 Miss. Admin. Code, Part 2, Chapter 18: Suitability in Annuity Transactions Regulation. Effective April 10, 2013. (3/27/2013)
  • 19 Miss. Admin. Code Part 101: Mississippi Fire Personnel Minimum Standards and Certification Board, Rules and Regulations for Minimum Standards Certification (MSCB-1). Effective October 1, 2005, with Amended version of Rule 1.06 effective May 31, 2012. (2/19/2013)
  • 19 Miss. Admin. Code Title 19, Part 1, Chapter 24: Prescribing Mississippi Life And Health Insurance Guaranty Association Summary Document And Requiring Delivery Of Summary Document To Policy Or Contract Owner At Time Of Delivery Of Policy Or Contract. Effective January 3, 2013. (12/5/2012)
  • 19 Miss. Admin. Code, Pt. 7, R. 7.01-7.14 Rules and Regulations for the Mississippi Fire Prevention Code. Effective November 22, 2012. (11/26/2012)
  • 19 Miss. Admin. Code Part 101, R. 1.06: Certification Testing (Rules and Regulations for Minimum Standards Certification). Final May 1, 2012. (7/25/2012)
  • 19 Miss. Admin. Code, Pt. 3, R. 15.20: Mississippi Health Carrier External Review Regulation. Effective January 1, 2013. (4/17/2012)
  • 19 Miss. Administrative Code Pt. 3, R. 15: Mississippi Health Carrier External Review Regulation (1/25/2012)
  • 2011-2 Handling of Liquefied Compressed Gas Containers. Effective April 28, 2011. (3/29/2011)
  • 2011-1 Establishment of Insurer Safety Programs. Effective April 23, 2011. (3/25/2011)
  • MH-5 Uniform Standards Code for Factory-Built Homes Law. Effective November 5, 2009. (10/6/2009)
  • 2009-2 Define Standards and Commissioner's Authority for Companies Deemed to be in Hazardous Financial Condition. Effective August 1, 2009. (7/2/2009)
  • MH-2009-1 Manufactured Home Installation Inspection Program. Effective November 5, 2009. (10/6/2009)
  • 2009-1 General Property and Casualty Binders, Certificates of Insurance or Indemnity Agreements. (5/18/2009)
  • 2008-3 Actuarial Opinion and Memorandum. Effective December 31, 2008. (10/30/2008)
  • 2008-2 Filing option to expedite form and rate review for all life, credit life, annuity, and accident and health contracts.  (7/25/2008)
  • MH-2008-1 Bonding and Insurance Requirements for Manufacturers, Modular Contractors, Developers, Retailers, and Transporters or Installers of Manufactured Homes. Effective August 1, 2009.
  • 2008-1 Regulation to set forth standards to protect service members of the United States Armed Forces from dishonest and predatory insurance sales practices
  • 2007-5 This Regulation is to set forth standards to protect service members of the United States Armed Forces from dishonest and predatory insurance sales practices. Effective January 1, 2008. (11/2/2007)
  • 2007-4 Licensure and Regulation of Public Adjusters (5/11/2007)
  • ME-2007-3 Rules and Regulations for the Uniform Standards Code for the Factory-Built Homes Law as Related to Modular Homes (5/14/08)
  • 2007-3 Special Non-Binding Arbitration Program for Personal Lines Residential Insurance Claims Resulting from Hurricane Katrina (3/30/2007) (90 day extension filed 7/27/2007)
    • Permanent: Hearing date is 2:00 p.m. on Tuesday September 18, 2007
  • 2007-2 Mississippi workers' compensation assigned risk plan and the Mississippi workers' compensation assigned risk pool. The effective date of this Regulation is May 7, 2007
  • 2007-1 Policyholder Bill of Rights, as amended. Effective date March 13, 2009. (2/11/2009)
    • 2007-1 Policyholder Bill of Rights (6/25/2007)
  • 2006-4 Availability of Hurricane Katrina Special Mediation Program to Parties in Litigation (5/2/2007)
  • 2006-3 Rules and Regulations to Assist County Fire Coordinators in Defining and Prescribing Those Persons who may Qualify for the Tax Credit Under Senate Bill 2021 as Active Service Volunteer Fire Fighters
  • 2006-2 Insurers to Inform Policyholders of Flood and Earthquake Exclusions in Homeowners and/or Windstorm Residential Policies. Effective August 14, 2006.
  • EP-2006-1 Mississippi Residential Electronic Protection Licensing Act Rules and Regulations
  • ME-2006-1 Uniform Standards Code for the Factory-Built Homes Law as related to Relocatable (Modular) Homes 
  • 2006-1 Mississippi Automobile Insurance Assigned Risk Plan
  • 2005-2 Special Mediation Program for Personal Lines Residential Insurance Claims Resulting from Hurricane Katrina
  • 2005-1 Mississippi Automobile Insurance Assigned Risk Plan
  • 2004-1 Recognition of the 2001 CSO Mortality Table for use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits
  • 2003-1 Use of Credit History and Insurance Scores for Determining Rates and Eligibility for Personal Insurance. Effective December 24, 2003.
  • 2002-2 Issuance of Limited Licenses to Motor Vehicle Rental Companies Permitting the Selling, Soliciting, or Negotiating of Insurance in Connection with Rental of Vehicles. Effective August 18, 2002. 
  • 2002-1 Single-Limit Non-Stacking Uninsured Motorist Insurance Coverage (Amended). Effective May 9, 2002.
  • 2001-2 (EMERGENCY REGULATION) Privacy of Personal Information (Gramm-Leach-Bliley Act). Effective June 29, 2001.
  • 2001-1 Privacy of Consumer Financial and Health Information Regulation. Effective August 1, 2001.
  • 2000-7 (EMERGENCY REGULATION) Privacy of Personal Information (Gramm-Leach-Bliley Act) (Filed November 15, 2000, Effective November 15, 2000) 
  • 2000-5 Compliance with Health Insurance Portability and Accountability Act of 1996. Effective November 23, 2000.
  • 2000-4 Guidelines for an Agent in Advancing an Insurance Premium for an Insured. Effective November 13, 2000.
  • 2000-3 Women's Health and Cancer Rights. Effective August 24, 2000.
  • 2000-2 Newborns' and Mothers' Health Protection. Effective August 24, 2000.
  • 2000-1 Viatical Settlements Regulation. Effective August 1, 2000.
  • 99-3 Prescribing Mississippi Life and Health Insurance Guaranty Association Summary Document and Requiring Delivery of Summary Document to Policy or Contract Owner at Time of Delivery of Policy or Contract. Effective April 10, 2000.
  • 99-2 Life Insurance and Annuities Replacement Regulation (As Amended). Effective January 19, 2010.
  • 98-3 Guidelines for Sale of Insurance by Financial Institutions in the State of Mississippi. Effective March 31, 1999.
  • 98-2 Life Insurance Model Illustrations (Issued November 12, 1998 - Effective July 1, 1999)
  • 98-1 Health Care Professional Credentialing Verification (As Amended)
  • 98-1 Health Care Professional Credentialing Verification (Revised November 22, 1999) (1.4 Mb)
  • ME-1997-1 Uniform Standards Code for the Factory-Built Homes Law as related to Relocatable (Modular) Homes 
  • 96-105 Credit for Reinsurance. Effective December 31, 1996. (1.2 Mb)
  • 96-104 Actuarial Opinion and Memorandum (As Amended)
  • 96-103 Regulation To Implement The Medicare Supplement Insurance Minimum Standards Model Act. Effective 6/30/2009.
  • 95-101 Regulation Regarding Professional Bail Agent's Fines and Penalties
  • 94-104 Prescribing Form of Certificate of Contribution for Certain Assessments Paid to Mississippi Life and Health Insurance Guaranty Association and Approving Financial Statement Treatment of Such Certificate of Contribution
  • 94-103 Credit Life and Credit Accident and Health Insurance
  • 94-101 Requiring Notification of Coverage Offered By Comprehensive Health Insurance Risk Pool Association Upon Rejection of Application for Coverage.
  • 92-104 Rules and Regulations for the Mississippi Fire Prevention Code. Replaced by FM-2010-1 on 10/31/2010.
  • 92-103 Amended Insurance Company Holding Company Regulation With Reporting Forms and Instructions 
  • 92-102 Life and Health Reinsurance Agreements (As Amended) 
  • 91-101 Regulation To Define Standards and Commissioner's Authority for Companies Deemed to Be in Hazardous Financial Condition
  • 90-102 Long-Term Care Insurance Regulation (1.8 Mb)
  • Regulation 90-101 Continuing Education Regulation for Property and Casualty Insurance Agents, effective February 13, 1991, will be repealed effective 9/19/2011 because the provisions of same have been superseded by Miss. Code Ann. Section 83-17-1, et seq.
  • 89-105 Regulation of Corporate Allocations with Respect to Credit Insurers and Certain Insurance Holding Companies and Bank Deposits
  • 89-103 Credit Life and Credit Disability Experience Refunds 
  • 89-102 Regulation of Certain Payments with Respect to Credit Life and Credit Disability Insurance
  • 89-101 Guidelines To Be Followed When Lending Institutions Enter Into Agreements with Insurance Companies To Lease Space in Retail Areas 
  • 88-105 Advertisements of Medicare Supplement Insurance With Interpretive Guidelines (1.8 Mb)
  • 88-103 Compensation In Connection with Credit Insurance Contracts Limited
  • 88-102 Coordinating or Integrating Accident and Health Insurance Benefits 
  • 88-101 Rules of Practice and Procedure Before the Mississippi Insurance Department 
  • 87-101 Unfair Trade Practices - Discrimination on the Basis of Blindness or Partial Blindness
  • 86-102 Credit Life and Credit Disability
  • Regulation 86-101 Pre-License Education Regulation for Property and Casualty Insurance Agents will be repealed effective 9/19/2011 because the provisions of same have been superseded by Miss. Code Ann. Section 83-17-1, et seq.
  • 85-101 Special Permanent License for Industrial Life, Health and Accident Insurance
  • 84-106 Universal Life Regulation
  • 84-105 Recognizing Certain 1983 Mortality Tables To Be Used When Determining the Minimum Standard of Valuation for Annuity and Pure Endowment Contracts
  • 84-104 Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits
  • 84-103 Permitting the Use of the Same Minimum Non-forfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables (Mixed Gender Mortality Tables)
  • 84-101 Variable Life Insurance (1.7 Mb)
  • 83-1 Public Records Act as Same Is Interpreted by the Mississippi Insurance Department, As Amended 
  • 81-001 Life Insurance Replacement (Replaced by 99-2)
  • 81-SIS-3 Proxies, Consents and Authorizations of Domestic Stock Insurers (2.3 Mb)
  • Regulation 80-002 Continuing Education Regulation will be repealed effective 9/19/2011 because the provisions of same have been superseded by Miss. Code Ann. Section 83-17-1, et seq.
  • Regulation 80-001 Pre-License Education Regulation will be repealed effective 9/19/2011 because the provisions of same have been superseded by Miss. Code Ann. Section 83-17-1, et seq.
  • 79-001 Payment of Premium Checks to Insurance Company 
  • A 79-1 Automobile Club Service Contracts Pursuant to the Provisions of Miss. Code Ann. §§ 81-11-201 through 83-11-247
  • LA& H78-2 Variable Contract Regulations
  • LA& H76-1 Sale of Trusteed Life, Health and Accident Insurance Group Accounts
  • LA&H 74-3 Advertisement of Accident and Health Insurance
  • LA&H 74-2 Unlawful Participation of Unlicensed Persons in the Life, Health and Accident Insurance Business
  • LA&H 73-5 Minimum Burial Rate Schedule (and Supplement)
  • LA&H 73-4 Accident and Health Insurance Policies, Rates and Other Endorsement Filings (As Amended)
  • LA&H 73-3 Companies and Agents Offering Life Insurance Plans to College Students Under a Premium Financing Arrangement
  • LA&H 73-2Temporary Agents for Industrial Life, Health and Accident Coverage 
  • F&C 73-1 Use of Investment Income in Ratemaking
  • F&C 71-1 Agent's Commissions; Countersignature, Incorporated Agencies
  • F&C 68-2 Difference in Conditions Insurance
  • F&C 68-1 Manufacturers Output Policy
  • FR 68-1 Filing Regulations (1.3 Mb)
  • LA&H 67-1 Special Policies
  • Regulation F&C 64-1 Agent, Non-Resident, Solicitation in this State will be repealed effective 9/20/2011 because the provisions of same have been superseded by Miss. Code Ann. Section 83-17-1, et seq.
  • Regulation LA&H 64-1 Ruling Governing Payment and Division of Agents Commissions on Accident, Health, Hospital and/or Disability Insurance Policies and/or Certificates of Insurance will be repealed effective 9/19/2011 because the provisions of same have been superseded by Miss. Code Ann. Section 83-17-1, et seq.
  • F&C 63-1 Payment and Division of Agents' Commissions and Countersignature of Policies (Includes 64-1 F&C)
  • LA&H 62-2 Health and Accident Payment of Claims
  • LA&H 62-1 Clarification of "Non-Cancelable" and "Guaranteed Renewable"
  • F&C 61-2 Fire and Casualty Agent License Suspension
  • F&C 61-1 Fire and Casualty Agent License Suspension
  • F&C 60-2 Free Insurance; Prohibition, Penalty
  • Regulation LA&H 60-1 Agent's License, Temporary; Nonresident, Permanent will be repealed effective 9/19/2011 because the provisions of same have been superseded by Miss. Code Ann. Section 83-17-1, et seq.
  • F&C 60-1 Cancellation of Insurance as a Result of Agent Non-Payment
  • LA&H 57-2 Payment of Health, Accident & Hospitalization Premium to Company or State Agency
  • LA&H 57-1 Promotion of Stock Sales with Insurance Sales
  • Regulation LA&H 56-1 Agent definition will be repealed effective 9/19/2011 because the provisions of same have been superseded by Miss. Code Ann. Section 83-17-1, et seq.
  • LA&H 53-1 Advertising restrictions
  • LA&H 52-1 Package Policies; Rebates, Prohibitions, Penalty
  • Regulation LA&H 51-1 Agents; Licensing; Examination will be repealed effective 9/19/2011 because the provisions of same have been superseded by Miss. Code Ann. Section 83-17-1, et seq.
  • F&C 37-1 Prohibition of "Twisting" Insurance Products