Use the index below to go directly to a particular alert on this page:


Navigating Home-Sharing Rentals

With the rise of online community marketplaces, more people are renting out rooms or their entire homes for extra income. However, insurance coverage questions arise when an insurer expects a person to be using the home in one way, but later finds out the conditions have changed. To make sure you are protected, read these tips from the National Association of Insurance Commissioners (NAIC).

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Insurance Checklist for the New Year

Are you prepared for 2017?

Make a resolution to review your policies and coverage

The start of a new year is a great time to reevaluate your insurance policies. Changing circumstances may lead to different insurance needs. Did you have a baby? Get married? Purchase a new home or car? If so, you'll want to check whether you have the right fit in policy protection.

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Cybersecurity Risk Management

Lock down your assets, secure your data

We increasingly rely on the Internet to work, bank, shop and socialize. Our health and financial information is stored online and devices are connected to control everything from home security systems to thermostats and TVs. While convenient, these connections open the door for possible malicious activity. Help manage your cybersecurity risks with these tips from the National Association of Insurance Commissioners (NAIC).

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MID Issues Consumer Alert Following Arrest of Former Sunflower County Insurance Agent

Commissioner of Insurance Mike Chaney and the Mississippi Insurance Department are alerting consumers that there may be issues with policies purchased through the Mid-Delta Insurance Agency in Indianola, Mississippi and its representative, Randal Ray Henson.

Earlier today Mr. Henson was arrested by the Sunflower County Sheriff’s Department and charged with false pretense. The charges are related to Mr. Henson’s failure to forward insurance premium payments on to insurance carriers. The investigation was a joint operation between the Sunflower County Sheriff’s Department, Sheriff James Haywood and the Mississippi Insurance Department.

Randal Ray Henson surrendered his insurance producer’s license to the Mississippi Insurance Department in 2012.

Anyone who purchased a policy from Mid-Delta Insurance Agency or Mr. Henson needs to be aware that their premium payment may not have been sent to their insurance carrier.

“I would strongly suggest that those people contact their insurance company to verify coverage,” Chaney said.

If you do not have contact information for your insurance company, you may call the Consumer Services Division of the Mississippi Insurance Department at 1-800-562-2957 for assistance in contacting your company.

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Air Ambulance Coverage: What You Need to Know

Minutes matter after an accident, heart attack, stroke or other major medical emergency. Air ambulances, also known as medevac services, quickly transport a patient to a medical facility. While some health insurance policies provide coverage for this service, coverage gaps can leave patients struggling to pay large bills. Here are the basics of what you should know about air ambulances from the National Association of Insurance Commissioners (NAIC).

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Automobile Physical Damage Claims

One of the most frequent inquiries MID receives is regarding automobile liability insurance policies. Policyholders want to know what they cover, how claims are determined and paid, and advice regarding issues between repair facilities and automobile liability insurance companies. The Automobile Liability Insurance Page is a summary of information, regulations and state law as it relates to the payment of claims and payment to repair facilities.

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Be Alert: Unlicensed Agent Operating in Northeast Mississippi

Commissioner of Insurance Mike Chaney and the Mississippi Insurance Department are alerting consumers that there is an individual operating in the Monroe County area who does not have an agent’s license and has no authority to collect insurance premiums.

Melvin Earl Jackson, Sr. of Aberdeen, MS has been acting as an agent and collecting premiums for two burial associations, (Jackson Mortuary and Burial Insurance, Inc. and Modernistic Burial Association). He has also collected premiums on policies issued by various industrial life insurance companies.

Jackson, the subject of an ongoing investigation by the Mississippi Insurance Department, does not have an agent’s license issued by the Department and has NO authority to collect insurance premiums from anyone or on behalf of any company.

The Mississippi Insurance Department warns consumers that anyone who believes they have policies through Jackson Mortuary and Burial Insurance, Inc. or Modernistic Burial Association, should not pay premiums to Jackson. Any policyholders who have been paying premiums to Jackson or Jackson Mortuary (funeral home) or who have questions about their coverage may call the Mississippi Insurance Department’s Toll Free Consumer Hotline at 1-800-562-2957.

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Consumer Alert Resources

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