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Renaissance Life & Health Insurance Company of America
Policy Form #:	D-100A-MS v4	Date Of Current Rate Increase:	01/01/2020
Type of Insurance:	Group Health - Group Dental non-EHB	Current Rate Increase:	7.37%
Policy Approval:	12/17/2019	Date Of Future Rate Increase:	N/A
Link to MS Rate Reviews On HealthCare.gov:	N/A	Future Rate Increase:	N/A
Current Year No.of MS Insured:	N/A	Current Year Loss Ratio:	N/A

	2023	2022	2021	2020	2019
Date of Last (5) Years Increases	01/01/2019	01/01/2018	01/01/2017	N/A	N/A
Percentage of Last (5) Yrs Increases	5.446%	5.29%	0.0%	N/A	N/A
Last (5) Years Loss Ratio	64.8%	56.6%	72.9%	N/A	N/A
No. of MS Insureds	575	272	300	N/A	N/A