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Heartland National Life Insurance Company
Policy Form #:	HNMSGA2010MS - Plan G	Date Of Current Rate Increase:	06/01/2020
Type of Insurance:	Individual Medicare Supplement - Modernized	Current Rate Increase:	12.0%
Policy Approval:	10/17/2019	Date Of Future Rate Increase:	N/A
Link to MS Rate Reviews On HealthCare.gov:	N/A	Future Rate Increase:	N/A
Current Year No.of MS Insured:	N/A	Current Year Loss Ratio:	N/A

	2023	2022	2021	2020	2019
Date of Last (5) Years Increases	06/01/2019	06/01/2018	06/01/2017	06/01/2016	06/01/2015
Percentage of Last (5) Yrs Increases	8%	9%	9%	10%	9%
Last (5) Years Loss Ratio	67.36%	74.17%	68.14%	84.7%	65.86%
No. of MS Insureds	39	48	56	67	76